The low rate secured loan basically works on the attachment of collateral with the lender. Any asset of the borrower like a house, car, stocks, or bonds etc which has a high equity value in the market can be pledged with the lender. Due to the attachment of this asset with the loan, the borrower assures retrieval of the loan amount. If the amount is not repaid on time, then the lender can sell off the collateral to retrieve his money. However this happens only in very rare of cases.

The Low rate secured loan offers an amount in the range of £5000-£75000 for the needs of the borrower. They are personal loans which may be used for any purpose of the borrower like debt consolidation, home improvement, car purchase, wedding expenses, a vacation, buying a boat etc.

The term of repayment for low rate secured loan is very long of about 5-25 years. Due to this long term coupled with the low rate of interest due to secured nature, the repayment of the low rate secured loan becomes very comfortable. This way, the asset that is pledged with the borrower is practically at no risk.

Bad credit borrowers can also take up low rate secured loan by pledging an asset with the lender. Usually they are charged higher rates to make up for the risk involved but by attaching collateral, the risk is reduced and so is the rate of interest. This makes low rate secured loan as the best way to borrow money. To get even lower rates, online research can be taken up.

Low rate secured loan saves the hard earned money of the borrower that is otherwise paid as interest to the lender. Is there anything better you could lay your hands on?

There are two main attitudes that a newcomer to the stock market may have: that the stock market is a form of gambling, or that it is a golden opportunity. In the first case, personal experience or advice of friends or family members has led the person to believe that there is nothing good that can come out of the stock market, and that no matter what happens, the market will come out ahead in the end — after all, you can’t beat the house. In the “go-getter”, golden opportunity case, the person feels that the stock market is a silver bullet that they feel they must take advantage of, even without knowing the details. This is even more dangerous than those who feel the stock market should be avoided altogether, as they often will place blind trust in their stock manager’s judgment. In both cases, more education about the risks and rewards of the stock market is needed.

Every economy is, essentially, based on business. Most large companies began as small businesses that grew into profitable behemoths. These giants are able to raise capital by selling stock in their enterprises to people who are willing to invest in order to make their own futures financially secure. When a small business needs to grow, it faces the problem of finding enough money to expand its operations. Businesses can generate money by borrowing: they can take a loan from a bank or from a venture capitalist (someone who is willing to invest in a business because they expect to receive a high return on their investment). They can also utilize a gain from another business investment in order to get the cash needed for expansion. Most businesses try to finance their expansions by taking out loans, but banks don’t lend money to just anyone. There is no guarantee of a loan.

Business owners looking for funds for expansion but not wanting to pay exorbitant interest on loans often go to the stock market. They issue stocks which allows them access to money that does not have to be repaid in return for giving up some control over how the company is run. When a business does this for the first time, it is referred to as “going public”. The more money that comes in, the better the chances for expansion and the better chance an investor has to see his investment grow.

If you are planning to invest some of your hard-earned cash into the stock market, learn the basics of investing and do some thorough research in the companies that attract your interest. The first step is carefully gathering information about a business you like for investment and then evaluating that information to make a wise choice.

Secured loans are personal loans that can be borrowed by a person to fulfill any of his basic or luxury personal needs. Any needs like vacation trips, home improvement, debt consolidation, car purchase, etc can be fulfilled using money borrowed through these loans.

All the borrowers who possess any assets like a car, house, stocks, bonds, real estate etc which have a high equity value can take up the money by pledging the asset with the lender. This asset works as a security for the lender which assures him about the repayment of the loan amount. Higher the equity of the collateral, a bigger amount can be borrowed at a lower rate of interest.

Through secured loans, the borrowers can take up an amount in the range of £5000-£75000 for fulfilling their needs. The repayment term available to the borrowers for the money is 5-25 years. Due to secured nature of the loan, the rate of interest that is charged to the borrowers is very low thereby making repayment easy.

No risk howsoever is posed to the asset of the borrower. Since the retrieval of the money in case of non-repayment is made by repossession of the asset by the lender, this happens only in very rare cases. As it is clear that the repayment of the loan is very easy, there is no need to worry about the ownership of the asset.

Bad credit borrowers can also avail money through secured loans to fulfill their monetary requirements. Low rate deals can be researched for online. All these benefits attached to these loans make it an all time choice of the borrowers when they are in need.

Investing in real estate isn’t rocket science but does require doing your homework. If you’re sloppy doing your legwork, you’re more likely to end up with inferior properties or overpaying. Our book clearly explains how to buy the best properties at a fair (or even below-market value!) price. A point to be noted here is that investment in residential properties is more accessible & appropriate for non-experts. So, if you are a starter in the real estate market then you should begin with residential properties such as single-family homes, detached & attached condominiums, small apartments including duplexes, triplexes & multiple-family residential properties and raw (undeveloped) land. Real estate investment trusts (REITs) can also be purchased through stock exchanges or a real estate mutual fund after careful study. Foreclosures & tax sales are another uncommon options to invest in.

Although you should make money over the long-term investing in good real estate properties, you can lose money, especially in the short-term. Don’t unrealistically expect real estate values to increase every year. When you invest in real estate for the long-term, the occasional price declines should be merely bumps on an otherwise fruitful journey.

Once you are able to differentiate between real estate & other investment options, have the money that is to be invested in properties and have understood the tax advantages then you should look out to find properties which fit with your overall financial & personal plans. You should not hesitate in seeking help from professionals such as top agents, lawyers & other real estate pros in the negotiation process, plus all the ins & outs of purchase agreements, inspections & closing on your purchase.

Finding and evaluating a property, place or location is anothe aspect to look into before a buying decision and some of the points to be considered here are population & job growth, income levels, supply & demand of properties, Government’s effect on the real estate in that location, schools, crime rates, pride of ownership, real estate cycles and most importantly what attracts you to the property.

If you having a trouble in financing your property purchases then you may look at fixed-rate and adjustable-rate mortgages, borrowing against home equity & seller financing. You should think twice before you opt for mortgages such as balloon loans, interest only loans and recourse financing. Another thing that you may rely upon is real estate referral & web surfing for mortgages. You should not just blindly trust upon the advices of mortgage brokers.

Before you start upon operating your property, a risk management plan should be developed and understand the different insurance options to get the one you need.

It is ok, but the states which indirectly supported the power of dollar with their economies never had control on volume of dollar emission. The USA government doesn’t have such control either. The right of control has only the Fed of the USA.

The Federal Reserve System (which is the central bank of the USA) is a privately owned organization and it is a property of 20 private banks of the USA. Their principal business is to produce the world money. The Fed owners devoted a lot of time (decades, even centuries) and efforts to achieve that privilege. Here we can mention the 1-st and the 2-nd World Wars and Breton Woods Agreement in 1944 etc., and certainly the establishment of the Fed in1907.

Thus finally a group of private individuals obtained a right to produce dollars, determine the volume and terms of production etc. In the period since 1971 till 2009 the volume of dollars in the world was increased in dozens of times, it exceeded the real volume of products in the world in many times.

Fed owners as private organization first of all and secondly the USA held all the aces in this situation. The advantages of the Fed owners we will discuss later. As for the benefits of the USA, this is the opportunity during the last 38 years (since 1944 and especially since 1971) to live beyond their means.

The USA GDP makes up 20% of the world’s production, and consumption of the USA is 40% of goods produced yearly in the world. How is it possible? It’s possible only as result of dollar emission without production increase and great demand for dollar in countries of the whole world. Exchange of goods and tangible assets for uncovered but popular dollars seems to be very similar to the situation when the Island of Manhattan was bought for $24 (in trinkets and beads) from the American Indians.

Many countries build in their economies to the system of dollar purchasing power support. If they also had a right to provide the control of dollar emission as well as if the USA government had the right of control, the world economy would never undergo a crisis. Real volume of dollars would correspond to the volume of assets, which support the currency.

However dollar emission control is provided only by several private individuals. After all, it is well-known that private individuals have private interests.

I didn’t mean to criticize the Fed, the United States of America or someone else. Let’s not rake anyone over the coals. However we should be realistic to get at a true picture of the world we live in. A true picture of the world will help you understand what is going on, what is doing to be next and what you can do to avoid crisis consequences or make them as soft as possible.

Now we have a question. What made the Fed to produce more dollars than the world economy required for stability?

The matter is that if you are a private individual and have a right to issue dollar, which is supported with the world economy, so you are tempted to start overproduction (if only you are no saint like Maria Theresa, but bankers of Fed are certainly not), as it gives you fantastic opportunities and privileges. That was the real purpose the Fed was established for, that was the real aim of affords to make dollar to become the world currency. Your dollar overproduction is your own business. It is the best business in the world. It is much more profitable than any other way to make money. Drugs, prostitution and arms traffic look like childish sports comparing with the right of dollar production.

Dollar overproduction was organized to get rich (what can be other reason?). With help of this actually virtual money you can buy not virtual but really liquid assets (companies, plants, gold and other asset).

In order to prevent the influence of unsecured part of dollar emission on the product market, which can lead to dollar devaluation (and this will inevitably happen if there are more dollars than products and assets in the world) genius Fed owners invented very effective ways to tie up, to freeze the considerable proportion of dollars in a virtual product.

First of all, they used stock market for this purpose. Usual and normal stock market was changed to a great extent into virtual. Shares of a firm really have a certain price. However, the main and almost the only shares value on a normal market depends on business profitability; that means that shareholders get their income as a part of company profit shared between shareholders. Shares grow in prices in case if annual profit from laid-down capital grows. That is the situation on normal stock market.

The situation will be different on a virtual stock market. You will be explained that profitability is not of a great importance. These 2, 3, 4 or 5% of corporate profit, which earn a corporation, and 10, 20 or 50% of this profit which are shared between shareholders don’t mean anything.

The key condition is increase of capitalization and increase of shares value correspondingly. It’s important that your share holding increased in value. That is the main income from investment. Actually that is a trick for chumps. And don’t be disappointed with a fact that very smart and competent people are among these chumps. “The world wants to be deceived, so let it be deceived.” Unfortunately, this rule is universal, has no exception and applies to very clever people too.

The situation on a virtual stock market is the following:

Imagine that a businessman made one or several million dollars. He starts thinking about widening of investment, for example about building of a new plant. For this purpose he has to go out of his way to develop a high-quality product which will be on demand, to find a building land, to build a plant, to hire personnel, to train them, to lay in supplies of raw materials, to produce some products, to promote own trademark, to sale own products etc. These are huge inputs of own labor, time and health, and you get only petty money from the investment. This kind of work requires your attention and forces daily, monthly and yearly. No pains, no gains. However, a ‘sweet’ stock market comes to hand as an alternative. You don’t have to make any efforts. Your money and your share holdings rise in prices annually. Actually 10-15% annually is added to initial price for you just on paper. No headaches, no special muscle or mental efforts.

It is easy and clear, as free cheese in a well-known device. It is really difficult not to get deceived and not to trust economic analysts, who explain that the main thing is not a company’s profitability but increase of rate value.

This is really very important for those who changed stock market into virtual. Stock market based of increase of stock price can “utilize” or “tie up” dollar in dozen times more than stock market based on shares value evaluation according to the real corporate profitability. It is really important for virtual stock market creators as they count tens of trillions of dollars.

By the way, options, futures and other stock rubbish are also acts in the same performance which we call “virtual stock market”.

That’s why even very smart businessmen were interested in being deceived and in believing in stock market, they had a hope to lighten their burden. In fact, real money you earned doing a job of work were changed in such market into virtual capital.

A stock market trick founders solved not only the problem of ‘freezing’ dollars. Such market provided other fantastic opportunities for them; it provided them with chance to make vast sums of money.

If you control key events of this market and you are a man of means (if you publish dollars you have surely no problem with money as you can always open long-term credit account for yourself), if you create news which will influence the market, and if you set time and order for news to be broadcasted, you will make fantastic sums of money. For all that, your money (in spite of money of those chumps who also try to gamble on a stock exchange) will be not virtual at all, your real profitability will be not 10-15 virtual percents but real  40, 50, 60,…,100%. And it happens year by year.

The main thing is that you always know exactly when you are going to collapse the market after your money is derived from it. And until that moment you will buy up controlling stocks of really profitable enterprises year by year in order to have a great part of real actives in your hands after economy collapse.

Stock market for other participants can be compared with Russian roulette in its most extreme variant when there are five bullets in a six-shot revolver. That is also a gamble, and even in such kind of gambles there are chumps who win, but there will be not many of them as results are determined with certain starting rules.

Stock market was really ensured with money only by 1-2%.  That means that only 1-2% of money can be taken out by invertors without losses, as this market is virtual and it wasn’t supposed that investors could leave this market simultaneously and take out at least the sum they paid at the entry.

This situation is similar to situation at a bank when all clients decide to take their deposits simultaneously. Such bank comes very close to bankruptcy. However, usually a bank should have assets which exceed its liability, and when a bank doesn’t have enough cash to pay clients’ deposits back, this bank is supposed to sell assets in order to meet commitments. In any case a bank will pay at least 80-90 % of deposit back to its clients.

Stock market is totally different, there is no liability at all, nothing is guaranteed and nothing will be paid back ever.

The lowest price of stock market is a real price for shares, which depends on profitability of an enterprise. This price is dozen times lower than shares price on a virtual market.

That’s why I smile when I hear that the USA will assign 700 billion dollars to save their stock market and experts claim that it would be enough.

They need to publish 100 trillion dollars to save virtual stock market; this sum should cover the whole value of the market. But if this money is published the dollar will tumble in 10 times. That’s why nobody is going to save stock market in the form it existed during last decades. It is simply impossible.

Stock market fulfilled certain tasks and its creators don’t need it anymore.

Certainly the market creators are very clever and they will imitate attempts to save stock market until a convenient moment. Prices on stock market will grow for several days (by the way, stock market creators can earn some more money once again as time and volume of growth is determined indeed by them). No stranger will be allowed to win in this gamble.

By the way, did you ever analyze the information given by ‘sophisticated’ experts and analysts about reasons of stock price or oil quotation growth and fall?

For instance, a sophisticated person claims on CNN channel (or any other channel) that the oil price increased $10 per barrel, and the reason of such increase was the information that oil supply in the USA oil storages appeared to be 1 million barrels less than it was expected. Who and in which volume “expected” this and why “expectations” level should be the starting point for published supplies evaluation? Nobody tries to answer this question, but this is another question of the same performance.

First of all, let us say couple words about these 1 million barrels. That is about 131 thousand tons for Brent trademark (or about 2500 tank-wagons of oil). Really such volume of oil is to be consumed in the USA during one hour. There was consumed about 21 million barrels of oil per day in the USA in 2005. Now this is about 24 million barrels. 1 million barrels is 1/8760 part or about 0,012% of annual oil consumption in the USA. One million barrels costs 100 million dollars (if price is 100 dollars per barrel). These 100 million barrels are not lost, they didn’t disappear. This oil is just not brought to oil storages yet. Actually it’s not really certain that oil is still not brought and there is no oil in the storages. He who knows nothing, doubts nothing. What we have here is a piece of informative news for the market. This ‘striking information’ results in cost increase of annual world oil production up to 228 million of dollars (10 dollars x 7,6 barrels in ton x 3 billion tons).

You can evaluate experts’ intelligence yourself when they explain you the reason of price increase up to10 dollars per oil barrel. 99% of other comments by financial experts from stock markets are of the same nature. And now you can make your own conclusion about how much was earned due to this piece of news and who did it.

And now let’s talk about high price of oil. During last 8-10 years we could observe an increase of oil price. High price of oil solved during this period the same tasks as a stock market. It tied up dollars, but in spite of stock market it tied up dollars in real commodity.

Oil is the best choice to tie great amounts of money. It is possible to choose a wrong object and increase price for commodity, which will not be in demand in case price is too high. Oil is really the only commodity which is always in demand. Each citizen driving his own car can hardly be forced to use public transport, it’s practically impossible. Such person would better prefer to stay hungry but save this money to buy petrol and drive his car further more. Actually 69% of oil is refined into petrol or diesel fuel. But for all that oil ties not only money of big corporations but also money of usual citizens, as during last 10 years people possessed too much money and these means became also an early danger for dollar, which is the main commodity of the Fed owners.

Apart from direct tying up several trillion dollars, high oil price is also the best tool to increase prices for other goods (food, mechanical engineering etc.), as each price includes also energy and transport constituents.

Such annual additional rise in prices gave the opportunity to tie up several trillion dollars more.

So the only reason of extremely high price of oil during the last decades was the dollar publishers’ interest. They needed to delay a downfall for several years and get prepared to ‘the managed collapse’ of the world economy.

In order to increase prices so much and clearly explain this fact later they organized a war in Iraq for ‘cheap oil’. But the real purpose was not oil control. The real purpose was to organize that Iraq oil wouldn’t come to the market for several years and that instability in this region would influence on rise in world oil prices.

Let’s continue.

It was ridiculous to observe the messages during spring and summer 2008 that special commission in the USA is looking for traders who are guilty of high oil prices, which makes economy of the USA suffer. Actually these traders were not found.

We shouldn’t blame the Fed of the USA owners. These are just smart as a whip people, who achieved fantastic financial, political and military opportunities to influence our world. They are not obliged to take care of the whole humanity; they are not God after all. They didn’t assume such obligations and don’t have any duties for anybody. They just do their business and build mechanisms for their business to develop and prosper. The purpose of this article is not to accuse anyone; the purpose is to show you a real situation and to help you save your money. Money of those of you who earned them with hard work and saved an average sum of money: 100 thousand up to 1-2 million of dollars. You will not save this money keeping cash. But that is a point for further discussion. And now we shall continue.

Do you know how ‘exchange’ price of gold is set?

Do you think that there are trades on the gold-exchange and balance of supply price and demand price is actually exchange rate? You are wrong. Gold price is set by very clever and respectful people (and that is not irony as people who created such mechanism are really smart and powerful).

Gold price is set by Rothschilds, who meet in their private residence in London. According to exchange bids, which origin is actually unknown, they set gold price. I applauded them in my mind 6-7 years ago when they gradually cut gold price until it became 250 dollars per troy ounce.  Than as if somebody waved a magic wand there appeared a lot of articles claiming that gold doesn’t serve as treasure anymore, that gold lost its ensuring function of a part of gold and foreign currency reserves, and that central banks should get rid of gold. As result central banks of Switzerland and England sold half of their gold reserves to investors. This is about 2500 tones, as far as I know (just guess who bought it). Also as far as I know, central banks not only of England and Switzerland made such decision.

During next 3 years gold price increased to more than $1000 per ounce.

Now the price is about $ 750-800. But don’t worry, it will rise up to $2000 and $3000 if it is necessary. Actually the price will be claimed not in dollars but in other currency which will replace dollar.

Everyone can imagine the perspectives of his own welfare if he had the right to set gold price for the whole world. Would he need to have any other business or this business is worth all other businesses in the world?

And now it’s time to tell what is going on now in the world and what is going to be next.

Now we can observe a ‘managed collapse’. We should understand that there is nothing awful for virtual market creators. Everything is under control. This stage of ‘managed collapse’ is called to bring huge incomes and strengthen positions of the Fed owners in the whole world. A stage of collapse is inevitable as laws of Physics are at work and any financial pyramid is always breaks down in a certain time. Egyptian pyramids are for centuries, but financial pyramids are called to collapse.

It would collapse automatically a little bit later, actually 2-3 years later. But in that case the process wouldn’t be managed and could injure the interest of pyramid creators. A managed collapse was prepared for years. The matter is that during this stage the aim is to get the most important and the most profitable companies for peanuts. It is necessary to control all financial flows and to have a possibility to stop those which can damage interests of buying enterprises (we are talking about financial flows which can help an interesting for buyers enterprise to continue work until the end of crisis).

Can we talk about any preparation? Can we see the traces? We can. In the middle and at the latter half of the 90th bank secrecy was practically cancelled. The official cause for bank secrecy revision was the urgent need to fight against non-payment of taxes. Under the threat of losing USA, Canada and some other bank markets Switzerland and other declaring bank secrecy countries refused to deal with it.

However, it is not enough just to know that some money are transferred from one place to another. It is important to be able to influence the situation if necessary. The next step was September 11, 2001. Events which happened that day solved several tasks, but we shall speak about the only one we are interested in at this article. These events resulted in passing the laws for fighting terrorism financing. It’s easy to realize that terrorists are almost always financed not through banks at all. Actually terror acts need quite moderate sums of money to be organized, usually this are no more than several tens of thousands of dollars.

Actually the main purpose of these laws was to create the mechanism for long-term blockage of any sum of money without court decisions, if it is suspected to be finally a mean for terrorists. Judicial procedure in this case is inconvenient, there should be produced evidence that this was really terrorist money and it’s quite difficult to control a lot of trials around the world. That was the way they received a real tool of necessary influence on situation in future ‘managed collapse’.

It was important for successful forthcoming buying up of important assets that big interesting enterprises didn’t accumulate considerable reserves of money until the moment of decline, which would enable them to survive during the period of ‘managed collapse’.

The possible mechanism for enterprisers to accumulate such hidden reserves is nonpayment of taxes or cash.

As you remember since 2000 it was launched a serious world campaign against enterprises which don’t pay taxes. Do you remember WorldCom and others? They were learned from bitter experience that they should pay in any case, even if accounting situation really allows to have different interpretation and not to pay tax in certain conditions. Someone became a bankrupt, someone was imprisoned. That was demonstrative imprisoning.

The super-profits, which could be earned by companies due to high oil prices and due to trading on the exchange, were withdrawn by means of excise duties and other taxes. Companies actually earned about 20 % of earnings so that they could function and just a little bit prosper. That’s why extremely strict control on tax paying was very important. It was necessary to collect as much taxes as possible.

What purposes were tax sources for (except for financing of budget expenses)? They were the source for various reserved and other funds.

During last 3 years there also was a fight for cash. This solved two strategic tasks. The first task is that no one could make big cash supply, which would support business in case of crisis. The second task is to earn huge sums of money as cash cost was 11-12% of a sum.

From the one hand we can state that fight for taxes is a job of any civilized state and it’s not really preparation to ‘managed collapse’. It is really so. But we should mention that the strictest form of the fight for taxes and oil price grow started simultaneously. We must pay our attention also to the forms of taxpaying fight: they choose demonstrative victim (WorldCom), its relations with big bosses leads to conclusion that the main object of fight are big companies. We also should monitor the purpose this money was sent for (USA stock market, USA mortgage bonds etc.). All these facts lead us to the conclusion which has been already made.

Finally, the day which was expected so much by somebody came. A crisis occurred.

The way European and American banks lost their liquidity is well-known and there is no reason to talk about it once again.

With a wave of a magic wand (and you know whose hands hold this wand) demand on metal production fell down, oil also fell in price, capitalization of companies fell rapidly in several times, banks started credits recalling, mortgage lending and bank loans were stopped.

In other words, the process which can be called ‘the managed collapse’ started at full speed.

Stock market collapsed.  Problems with products distribution made metallurgy, car, building, chemical and other industries suffer. There is no reason to look through all aroused problems; you can find a lot of such information in headlines.

However there are interesting peculiarities: stock markets collapsed immediately (during 1-2 days) and extent of collapse was great enough to make serious even fatal holes in liquidity of enterprises and banks.

Banks were the first target. Making their life easier banks didn’t like taking the trouble to credit real business sector; it was much more comfortable for them to gamble on a stock exchange with spare money of their clients. Since virtual stock market grew readily and rapidly. And one day it fell rapidly in 20%. If we say it in simple words – banks lost the fifth part of that client money which they gambled on a stock market. Selling shares at the new lower prices would mean setting huge losses and saying good-bye to all hopes that it was occasional fall and everything is going to be ok in a week. Everybody waited for previous prices. Prices however fell in a week more than in twice. The volume of losses became disastrous (prices on virtual stock markets fell in 5 times in some states for today).

Banks got in result big holes in their balances, banks can’t give credits anymore because they are lack of money. European banks start to recall credits which were given to foreign banks and companies because of problems in their countries, which make the situation even more disaster.

The biggest companies lose rapidly their capitalization, which is calculated according to share rates of the company on the virtual stock market. That is the next reason for banks to recall some credits and for rating agencies to decrease a company rating. Credit scale depends on ratings and on capitalization. If these indexes fall down some credits are recalled automatically and a company has no opportunity to take another credit anywhere to survive difficult times.

In general, banks and big companies which depended much on credits found themselves in a very difficult situation.

Actually in working economic model of the world no big enterprise or bank could work without credits during last decades. Credit recourses were widely available and interest rate was sweet for business. However enterprises and banks get in real trouble if they are required to pay credits back before due date. The reasons of recall are very objective; these reasons are mentioned in credit contract– «company’s capitalization falls in 10 %». And we know that capitalization of all companies fell down.

By the way, doesn’t it remind you the beginning of the Great Depression, the crisis in 1929? There also was a situation that according to the share purchase credit conditions a creditor could call his money back during 24 hours (that is called marginal credit). When such requests were made unexpected and simultaneously, borrowers were forced to sell their shares urgently, which lead to immediate market default.

If this scheme worked in the thirties, why shouldn’t it be used today with some variations? Actually it is happening.

Now there is a task to buy up the most interesting and most profitable enterprises for peanuts. How can it be done? Should we just go to an owner and propose him to buy his business at a low price? Even if he has some problems, he will not agree for sure. He will probably wait until crisis is over. He will ignore court actions of creditors, delay legal procedures (which really can be delayed for 2-3 years).

That is not a way for the Fed.

In spite of its intellectual and financial power they don’t have enough resources to carry on thousands of lawsuits with people who would protect their business by hook or by crook. Time factor is also very important here. The whole operation should be finished in the short run, as after buying-up is finished the next more important stage will start. This will be discussed a little bit later.

How to buy-up enterprises and the whole branches of business in short terms and at reasonable prices?

It is simple: a state should save ‘damaged’ owners of big business, their banks and companies. A state would propose some ‘saving’ credits for strategically important companies.

The big business owner will have now a difficult choice:

– either the company’s bankruptcy of will start right now when there are no credits, no sales, and current expenses of the company so huge that they will kill the company in couple months even in case all production is stopped

– or he has to take a state credit and try to hold on as soon as all analysts and experts predict forthcoming upturn in spring and all rates will be of level as in July 2008

However, the matter is that when all expected companies will take credits and sign payment, finances will suffer really serious. When the term to pay credits will come, they will not have enough money to pay. Shares will fall in prices, oil prices also will fall up to 20 dollars per barrel, and demand will be really low. That is a scheme of global property redistribution, which is the main purpose of the stage of ‘managed collapse’. Certainly businesses will become state property first (officials will be strict towards non-paying owners), but later they will be bought by those who are expected to do this.

Now let’s talk about a ‘powerful’ dollar.

Dollar will be ‘strong’ all the time until big and not very big companies will have to pay their dollar credits back. There are a lot of such credits not only in the USA but also in other counties where a myth of the dollar as a strong currency is alive. A ‘strong’ dollar is much more difficult to be paid back and it is much more difficult to be bought in necessary volume for devaluating national currency. Dollar will be strong until the credited big enterprises will not change their owners.

Besides dollar will be ‘strong’ until this ‘strong’ dollar is needed to buy an interesting business. We are talking about profitable middle-size business, which will not become the state property until that moment. When business situation becomes really hopeless and businessmen will be close to lose their business, they will be proposed good sum of ‘strong’ dollars and they will be happy to sell their business.

When these two stages are done, the next in turn is the most interesting and the most dangerous stage.

I would like to mention that this article is for people who have some savings, for small and middle-size businessmen who saved $100 000 up to $2 000 000 with their own hard work. Today global processes can be destructive for results of their hard work. In order to avoid this destructive influence it’s very important to understand what is really going on in the world and what is going to be next. Knowing facts you will be able to make favorable decision in time and save the results of your long-term work.

It is a global property redistribution, which will lead to new configuration of the world with new centers of force. The main purpose of redistribution is of cause big companies, banks and enterprises, but not small and midsize business. Anyway everyone will feel a certain negative influence of redistribution and it’s necessary to get ready to avoid influence or at least to make it moderate.

Let’s continue our description of what s going to be after property redistribution.

Next is going an imminent event, which is dollar default. It’s imminently in any occasion, as dollar over-production by the Federal Reserve System is smart and huge, but still is a pyramid. Thus pyramid fulfilled its tasks and brought incredible profits to the creators, but it’s impossible from the one hand and unnecessary from the other to save it. It’s time for a new scheme to make money; it’s time for new Breton Woods agreements.

It’s impossible to pass to the new world system without rejection of the previous world currency, which is dollar.

There are not so many goods and real assets in the world as published dollars. The total quantity of dollars which were put in circulation is ten times more than the total cost of real assets.

There is no variant of further events left in which America could refuse from dollar default.

That’s why default and dollar rejection is going to happen within the next few months, whatever say different ‘experts’ and ‘analysts’.

The question is how it is going to happen, as it should be very serious and dangerous event for all people including organizers of dollar pyramid. Many of those who will lose everything will possibly reflect on who is guilty in this? The strongest move to solve this problem (and the safest for them) would be realization of default through “big blood”.

I think that they can organize a state of emergency on a world scale with hundred thousand of dead. The attack will be made on the territory of the USA or Israel. Attack on the territory of Europe is less possible, probably, together with the USA and Israel but not separately. Separate attack of Europe only would not meet the task to collapse dollar. The attack will be made probably with nuclear weapon or other ‘dirty’ bombs as there should be hundred thousand people dead and radioactive pollutions of large territories (a similar case in September 11, 2001 with 3 thousand people dead is not right for this time, the scale is too small for default).

Who and how will attack?

I suppose that nuclear weapon of Pakistan will be used in this operation, as it is the only muslim country which possess nuclear weapon. The powerful President Musharraf removed from this post for this purpose in August 2008 (actually the USA participated in that). Several months before Benazir Bhutto was killed (she also was a good leader and nuclear weapon couldn’t get out of hand). Zardari, the widower of Bhotto, came to the power after her death. That is ridiculous personality. A year ago he was a patient of a psychiatrist. While Bhotto twice served as Prime Minister of Pakistan, Zardari was kept in jail on corruption charges and accusations of murder, even his wife couldn’t help him to get cleared. This is the best kind of a governor to pass nuclear weapon to terrorists or to organize that Iranians could ‘buy’ or ‘steal’ it and use for bombing the USA or Israel.

I would remind that Zardari was actually a protege of the USA. In fact the USA today do a lot to provoke anti-American sentiments in Pakistan. How would you evaluate weekly attacks of Pakistan villages at the Afghanistan border by the USA air force, which is explained as pursuit of the talibs? There are 20-40 people dead each time, and usually these are women and children. And how would you evaluate recently published secret order dated July 2008 by Bush, which allows the USA air forces to cross Pakistan border and attack Pakistan territory for fighting with terrorist talibs without Pakistan authority permission.

Such actions have great influence on attitude towards the USA. Pakistan people as well as Pakistan air forces, which possess nuclear weapon, are actually provoked to have negative attitude.

It is obvious that after bombing the USA (or Israel) there will be a war with millions of victims. Since those who will attack America must be punished. It is doesn’t really matter who will attack – Iran with nuclear weapon of Pakistan, or Pakistan itself, or both states together, or Ben Laden who can in one way or another take the nuclear bomb. That will be such kind of important events that the question “if the dollar could be saved” will be inappropriate. You will be given a positive answer that that was a quilt of ‘damned terrorists’ or ‘aggressive states’ etc. They will state that they did everything they could: gave 700 billion of USA dollars in support of stock market, and that actions were proved to have positive influence (Dow Jones Index varies during the last time 8100 up to 9600 points). There was a summit of 20 states and we decided to reform International Monetary Fund and the World Bank to control ‘greedy’ bankers, who are the main crisis initiators, in a proper way. We did a lot to plaster and paint the front of the world financial system (a building which has blasted foundation and cracked bearing wall indeed). As plaster and pain are really two main ways to solve such problems.

We need to understand that humanity deals with genius and very influential group of people, who created the world structure which we live in. In order to understand a sense of their actions we should consider their occupation peculiarities. This will help us to understand their actions and forecast future events.

Accountancy is their education, ideology and mission. And such non-account values as ‘humanism’, ‘kindness’ and ‘compassion’ are outside of their vision.

The main things are figures, profit and bargains.

In situation which requires scarify people to get more profit they wouldn’t hesitate in what should be done. The only really important result for them is profit.

That is a great power of those people and their strategic susceptibility as well. The situation is that during hundred years their principles brought huge profits for them and made them powerful. However one day these principles will work against them and will cause damage to them or their business which their lives were devoted to.

Attendant expenses of their operations cost sometimes dozens million lives: the First World War – 20 million, the Second World War – 60 million of lives.

I hope that dollar collapse will be made in other way without war and without blood of innocent people.

It’s difficult to imagine other scenarios. However, everything is possible, everything is real. It depends only on intellect of the authors.

There are various variants. The most stupid is if the USA refuse dollar, announce default giving the reason that dollar can’t be the world currency anymore because of financial crisis and economic recession. ‘Experts’ and ‘analytics’ as well as a huge number of controlled by the Fed owners mass media outlets will tell stories for the whole world that it’s a historical truth that dollar became world currency for 90% and home currency only for 10%. And as dollar can’t be the world currency anymore (because of very objective reasons, because of the serious world crisis, which happened accidentally), it can’t also remain home currency of the USA. In order to save the most important world economy, which is the economy of the USA (in other words: in order to save the USA economy from a huge flow of dollars from the whole world) – only this great and humane mission makes the USA to refuse dollar and set ‘new dollar’ as home currency.

If during next three months after such announcement the world mass media outlets will promote such ideas 99,9% of people will really start to think that it was real the only and the best way to overcome the situation caused by the most impressive in the whole world history crisis.

In any case, there are much more humane ways to achieve a set purpose (without blood of innocent people of Israel, USA, Iran etc.)

They are also much cheaper than a war (only PR expenses).

This variant is acceptable for decision-makers only if after elimination of a one-polar world they will provide a many-polar world with other principles of getting their profit, other principles of their influence and other principles of world finance system correspondingly.

It seems to me for a while that everything is going to fall back into place: virtual stock markets, building of financial pyramids (using several currencies instead of a single), and so on according to the list.

However, there are also other world models, in which they can save their influence, but they don’t see them or just don’t want to.

If it is true, then the only variant of further events is blood. Only this variant allows claiming that everything was well organized and only due to ‘terrorist’, ‘enemies’ etc. everything was broken.

In other variants the truth will be surely revealed, so it would be rather difficult to prove the necessity to create new pyramids which pretty much similar to previous.

In general, dollar collapse and dollar rejection and default are inevitable.  Inevitability is determined with the fact that today world finance system is build according to finance pyramid principle.

Whatever will be said by ‘experts’, who really work for pyramid creators, this pyramid can’t be saved and now it’s a time of it to collapse. This will happen in the next few months.

Be sure that it is going to happen 100 % unexpectedly for all except those who manage the process. Until the last moment dollar will be strong and everything will go quite all right.

Euro, ruble and other currencies will collapse simultaneously. There will be no default for these currencies but they will to go down in price in 10-15 times because of a great hole in world finances.

When everybody will feel lack of money a new world economic system will be grounded.

The main positions will have those who have profitable assets (real enterprises etc.). Correctly chosen assets will earn new money for owners fast and in great quantities. Such owners will outdo others.

And now let’s talk how you can save your savings if you have such. You can save your savings in today conditions only obtaining real asset. What does ‘real assets’ mean after currency actually is depreciated?

You can save your money buying property, which will be valuable even after the current events. Cars, furnishings or clothing can be in demand, but you should remember that these goods are not good to save your capital. Car becomes cheaper 15% next week after purchase and 50% in three years, so buying a car you are going to have losses. Your money will not be saved and for sure will not increase. Only really valuable assets, which are people’s bare necessities and which are always in demand, should be considered in the situation of crisis.

Works of art (paintings, sculptures) of famous artists are rather good variant. But ‘entrance ticket’ for such purchase is more than million dollars. Forgery is rather possible, so you can buy just a pig in a poke. You also will need very big bank cell which cost 5-6 thousand dollars per month. And actually at time of world economic turmoil people rarely appreciate art giving their preferences to supply daily needs.

There are pros and cons for jewelry. A work of a jeweler makes up a great part of jewelry cost that is why it’s quite difficult to forecast if a certain piece of jewelry is in price in few years, or it will to the contrary fall in price.

High-quality precious stones are good investment to wait till crisis is over. The only disadvantage is that after such global crisis they will be on demand not immediately but during next 3-5 years as people need to solve more important tasks first, such as food, shelter, clothes, business and only after all some money can be saved to buy precious stones.

Good variant would be real estate investment as people always need shelter to live in and offices to work in. Life goes on even during crisis. However, we probably shouldn’t talk here about any profitability as paying capacity of tenants is quite low during crisis and will grow gradually in compliance with growth of economy. You can’t earn on real estate within the next few years as mortgage lending is temporary stopped and there is almost no solvent demand. So real estate investment can be good long-term freezing of capital.

Gold bullions is one of the best variants considering very special attitude to gold of a certain group of people. They love and respect gold during almost thousand years. They will never let gold fall too much in price. But this rule is for their personal gold, the gold they posses, not for your gold or for gold of someone. Gold is the perpetual value, so you can wait for increase in price for ever, or probably 5-7-10 years. In a certain moment gold price will be 2 or 3 thousand dollars instead of $800 for today. I have already mentioned who and how set gold prices.

Are you sure that price is set for you in order you earned too much profit? I wouldn’t play that game. This is historical business of a certain group of people and it for authorized persons only.

The most logical and correct decision would be investment in production of the resources which people will always be in need in shifting sands – food, water, dwelling and tools for production of these goods. Whatever is going on with economy or currency – people will always consume these goods. Investment in these goods production will not only save your savings but also will give you advantage in hard times, when daily needs are brought to the forefront.

The decision should be made as soon as possible, until currency is not and financial systems functionate. Rich for resources Europe is already in a deep crisis, dozens of states are under the threat of default, and recourses of countries in Eastern Europe, where capital deficit is reality, are de facto for sale. Not only useless luxury goods but also lands, plants and farms here are cheap at half the price at the moment. Resources which are of state importance found new owners at the moment.

Ukraine and Eastern Europe are examples. Hundreds of the most valuable resources of this country are for sale now as local owners are on the beach. They just don’t have enough money to maintain their work. There are machine-building plants with several hundred hectares of land, expensive equipment with dozen million dollars potential output! Chemical plants also held up their work because of lack of capital, but there are only few plants like this in the world… Fertile lands, big farms – at the moment their price is thousand times lower then real price. Each invested dollar will bring thousand dollars next year! At http://www.uinvest.com.ua you can check the list of such profitable investments

Certainly it will come to the end soon. Sagacious American and European investors are buying up these resources in great amounts straight away. Buy low sell high. While many people try to squeeze vestiges of virtual money out of stock exchanges, affiliated mutual funds and investment banks, smart investors buy real assets for a mere song. Such assets will cost tomorrow dozen billion dollars again. Actions, which all this project was started for, are being carried out. This is a change of ownership.

Our team attracts capital for buying such kind of assets. People having average income can legally increase their capital in dozen and hundred times. Today they have real chance to do this.

Visit our website http://www.uinvest.com.ua

You may be someone who doesn’t have the time to spend educating yourself on other areas that the IRS allows you to invest your tax-free or tax deferred retirement funds. In this short article you can learn a few things about investing your IRA money in real estate.

There are seven points you need to know when considering self directed IRA real estate. They are listed below:

1) Your IRA cannot purchase property that is already owned by you or a disqualified person. A disqualified person is your spouse, parents, grandparents or great grandparents, children and their spouses, grand children and great grand children and their spouses. There are a few others, which you can find in IRS Code Section 4975.

2) You or any disqualified person from list above, cannot receive indirect benefits from property owned by your IRA, such as taking a vacation in resort property or renting office space in commercial property your self directed IRA owns.

3) Your IRA needs to be tiled in the name of the IRA, not in your personal name.

4) The real estate in an IRA doesn’t have to be 100% funded from your IRA. You can partner with a friend or family member. For example you found property for your self directed IRA real estate account that you need $100,000 in order to purchase it, but your IRA account only has $25,000. Your friend could provide the other $75,000. Your friend would own 75% of the property and your IRA would own 25%.

5) If your self directed IRA uses financing to purchase real estate, the loan must be non-recourse, and your IRA must pay unrelated business income tax or UBIT.

6) All expenses, such as maintenance, improvements, property taxes, and any other expenditures the property in the self directed IRA real estate requires, must be paid from the IRA. No personal funds may be used for any expenses.

7) All income from the IRA must also go back into the IRA account. You may not deposit any money, such as rental income into your personal account.

You will need a self directed IRA custodian to fill out all the paperwork required by the IRS. He or she will be very familiar with each of the points above. Don’t let the details deter you from looking into self directed IRA real estate investments.

There are companies out there that can help you through the entire process, even the most important part of finding the right properties to bring you great returns. You can find your own properties, but unless you have lots of experience and you are handy at the fix ups that many properties will need, your best bet is to leave that part to the professionals.

Check out my web site to find out reputable people who have the experience and can help you earn great profits with your IRA money.

In actual fact, there are different IRA types, which can be either self-provided or employer-provided retirement accounts. These include traditional IRA, Roth IRA, SEP IRA, Self-directed IRA and SIMPLE IRA.

You may be wondering if you can make contributions into your account, which you have converted. You should note that the Tax Reform Act of 1998 permits and authorizes you to combine all of your contributions and conversions.

However, you are not allowed to contribute any portion of your Social Security advantages and benefits to a Roth retirement account. You are only allowed to make contributions that came from any form of income. This is basically any money that is reflected on your W-2 form every tax year. It’s essential to note though that it does not cover interest, Social Security benefits, pension payments, capital gains, dividends and rental income.

Many financial advisers will tell you that it is better to save early for your retirement, which is true without doubt. The good thing is you don’t need to reach a certain age just to contribute to an IRA account, provided that you have a taxable income and you fall under the limitations of gross income. Even if you are still studying and earns some money through your part time job, you can begin saving for your future as early as today.

Because you need to closely look at the set limitations for contributions and your Adjusted Gross Income (AGI) to be eligible in making contributions, when you rollover your traditional IRA to a Roth retirement plan and reflect that your AGI will go beyond the limitation, you can always convert your account back into a regular IRA. The good news is there are no taxes and penalties that you will incur due to this. You just have to accomplish the conversion until the 15th of October of the next year. The important thing to remember when dealing with rollovers or conversions is that, age is never a factor and your gross income is the only aspect that has a profound impact for this situation.

When you already contributed to your individual retirement account, you can then direct your custodian to utilize the funds to purchase investments such as securities and some types of security financial instruments. It is essential that you learn about the allowed and proscribed assets.

Some IRA custodians only go for the traditional investment vehicles such as mutual funds, bonds and stocks, while others deem to obtain higher rates of return with non-conventional assets like franchises and even the real estate market.

You should bear in mind that your IRA account can lend or borrow money, though you should not personally guarantee the amount and it should be secured exclusively by the investments in the retirement account known as non-recourse loan. Additionally, you are not permitted to utilize your IRA as pledge against any of your debts.

To secure your unstable financial status what can be as good as the personal secured loans UK? It can provide you full assurance of supporting with quite a big amount. You will be able to use this loan amount for any of your personal purposes and no restriction over its usage will be practiced. So, whatever big or complex your financial problem is, go for it.

The rate of interest of these loans is quite favorable as it is very low. This works as the greatest advantage for these loans and you will find no pressure in the loan period. The offered amount in these loans ranges from £5.000 to £75,000 with 5 to 25 years of repayment term. This will prove to be helpful and supportive for various crises. But before getting it you must pledge something of your property as collateral. Providing the security is must and in that case you can place your home, car or stocks and bonds as collateral. Thus, it can be seen that these loans are for the homeowners only.

The varieties of things that will be affordable by you now include:

* Buying a car

* Arrangement of Wedding ceremony

* Supporting child’s education

* Improving home

* Medical treatments

* Holiday tour or

* Debt repayment

The bad credit holders will like these loans a lot as in it they will get to enjoy certain rare benefits. They will be allowed to get these loans with any credit score and will not be charged higher interest rates. That is why; these will be favorable to them. They can not only solve economic problems, even improving their credit score will also be easy. The bad credit records that are permitted in the personal secured loan UK are arrears, bankruptcy, late payment, defaults, skipping of installments and Country Court Judgments.

While investing in retirement funds with real estate and other assets has been around for a good many years, you may not have heard of them. Because, the great majority of banks and brokerage houses focus on stocks, mutual funds, and CDs, most people think that is all you can invest in. As they, the banks and brokerage houses, give you no choice when you invest your money with them. Indeed the misconception that mutual funds, stocks and CDs are all you can invest in, has been around so long, some financial advisor’s who have not heard of a self directed IRA, don’t know any different. As long as you follow the rules, a self directed IRA is the best way to save for your retirement.

Some of you have asked, is your self directed IRA guaranteed, well it is not. You get very few investments these days that are guaranteed. However, having said that, if you go to my website, the url of which is at the foot of this article, you will find one of the very few investments, where the ROI is guaranteed. Actually the ROI is guaranteed to be at least double what you earned last year. Most investors feel that it is better to invest in areas that they know, rather than stay with the assets the banks and brokerage houses “allow” you to invest in.

A prohibited transaction can result in the disqualification of your IRA, with strict tax penalties.

The IRS defines a prohibited transaction as follows:
“Generally a prohibited transaction is any improper use of your IRA account or annuity by you, your beneficiary or any disqualified person. Disqualified persons include your fiduciary and members of your family (spouse, ancestor, lineal descendant, and any spouse of lineal descendant).”–Source IRS Publication 590

You may not buy or sell an investment to a disqualified person. The self directed IRA is there to provide you with a nest egg in your retirement. It is not there for you to use now. Transactions can not benefit you in an indirect way either. That is not allowed. Here are some of the indirect benefits that are not allowed. You may not personally use real estate bought through your IRA. You can not use a house for a vacation, or as an office, you can not live in it. You can not borrow money from your IRA. Unrelated Business Income Tax or UBIT, occurs with an investment that generates income with debt financing, (eg buying real estate with a non recourse loan in an IRA) and is responsible for UBIT in direct proportion to the income that’s debt financed.

If you find this is not your cup of tea, and you would like a more simple TURNKEY solution, click on the url at the foot of this article. Go to my website, there you will find more information on real estate and IRAs.

Generally, when you have a greater amount of personal equity, you are eligible for larger loans. If you do not have enough personal equity, you will not be considered as eligible for most business loans. Having a greater amount of personal equity shows lenders that you are able to retain, save or generate money as necessary.

Cash is the basic form of personal equity. Your personal cash equity shows a lender that you are able to save money or produce it when it is necessary. A larger amount of personal cash equity is more assuring to a lender.

Another form of personal equity is the home equity line of credit. This means that your house is the underlying asset for a business loan. This form of equity can be used without the necessity of liquidating the home for cash. Using your home as a form of equity for a loan is considered as taking a second mortgage on the home.

The amount of your home equity is based on the difference between the value of your home and the amount of the mortgage that is still owed on the home. You can increase your home equity. The first method is to negotiate a shorter mortgage period when purchasing a home or for your current mortgage. A strategy that will help you to negotiate a shorter mortgage period is to plan a large down payment on the mortgage. By making extra or larger payments, you can reduce your current mortgage period. Have a discussion with your lender about the methods that you can use to retire a current mortgage faster.

The second method for increasing home equity is to increase the value of your home. Upgrade your home and maintain it so that your property stays in excellent shape. Regular maintenance, additions and renovations will ensure that the home does not devalue over time.

In some cases, vehicles or equipment may be used as a form of personal equity for a business loan. Stocks, bonds, credit cards, life insurance cash value based loans and profit sharing ventures may also be considered as personal equity for a business loan.

If you have a financial angel, you could use a personal loan from the person as equity. This situation is best when you are not expected to pay back the loan. If you do have to pay the personal loan back, then this is more debt for you at a time when you need more capital.

Try to avoid using your credit as a way to pay off a business loan. Chances are that if you have to do this, you will become financially stretched. If you want to finance the start up or upgrade of a business, start saving capital and go for the loan when you are ready with enough personal equity. You can plan for the loan amount that you want when you determine how to increase your personal equity.